Going it alone has never been more popular. Freelancers and the self-employed now account for 15% of the working population.
But while many are happy to say goodbye to the office politics, daily commute and demanding boss, the perks of a stable nine to five can be hard to leave behind. The HR department, legal protection, sick pay and automatic tax deductions all go out the window when you decide to ditch your employers.
And life gets more complicated as your business begins to expand. As your reputation grows and bigger projects start to roll in you need to work out ways of protecting yourself.
As a freelancer you need to prove yourself to win a client. But should you give work away for free?
Having references on your profile helps prospective clients see you've got a proven track-record. We also use reference information when matching you with projects.
As your business grows and higher value projects start to roll in it makes sense to get some insurance. Find out what you need to know.